2024 Annual Meeting Details:

Date & Time: September 11, 2024, 10:30 AM PT

Meeting Information: The Annual Meeting of Stockholders of Gateway Bank FSB will be held in a virtual meeting format.

TO ATTEND, PLEASE REGISTER AT: www.viewproxy.com/GWBK/2024 On or before 8:59 p.m. PDT on September 10, 2024

Record Date: August 9, 2024

Mailing Date: On or Around August 20, 2024

Gateway Bank Website (Click HERE for website)

Vote on Internet (Click VOTE for website)

Documents:

Shareholder Letter

Notice and Proxy Statement

2023-2022 Financial Statements

Proxy Card